Fire Department provides proportional and non-proportional facultative reinsurance capacity to local insurance companies hence generating premium income in respect of fire risks in Turkey, Turkish Republic of Northern Cyprus and incidental Turkish interests abroad, excluding USA and Canada.

Facultative reinsurance capacity provided for Fire Risks is determined in accordonce with the facultative underwriting guidelines and on the basis of various factors such as field of activity, location and fire riders.

Accident Department provides proportional and non-proportional facultative reinsurance coverage in Engineering business for risks in Turkey, Turkish interests abroad, Turkish Republic of Northern Cyprus, Azerbaijan, Turkmenistan, Kazakhstan, Kyrgyzstan, Tajikistan and Georgia; and in liability, casualty, health, aviation, agriculture and motor business for risks in Turkey and Turkish Republic of Northern Cyprus. Accident department provides facultative coverage mainly in:

• Contractor’s all risk, erection all risk, electronic equipment, machinery breakdown insurances in Engineering,

• Professional liability, product liability, employer’s liability, third party liability insurances in Liability,

• Livestock, greenhouse and crop insurances in Agriculture,

• Personal accident, theft, fidelity insurances in Casualty,

• Motor own damage, facultative motor liability insurances in Motor.

In this context , we participate in surplus, quota-share, per person XL and Cat XL treaties in respect of Life Business .

Death, personal accident (PA) , critical illness (CI) and involuntary unemployment cover is given under Life Insurances.